So yesterday Jerome and I ran to Target and picked up a few necessities - aka plastic storage bags and Kleenex. Jerome told me to try my card for our joint account to see if it worked because the one he used on Black Friday was our joint card - with his name on it. Mine worked. No problem. So he called the bank to find out what was up with his card not working correctly.
They stated that they thought someone had stole the card and was making large purchases on Black Friday with it. Thus, why it went through the first two times but nothing after that. Apparently because Jerome never uses the joint card it fell inactive. Yet mine was still active since that's what I use to pay bills and such.
So... moral of the story... use your card or you'll look like you have no money! :)